Investing Insights

Stacks of gold coins decreasing in height from left to right with a red descending arrow labeled “INTEREST RATES” and a percentage symbol, illustrating the concept of falling interest rates.
Interest Rates May Go Down: Should You Lock Into High FD Rates or Invest in Duration Debt Funds?

In the last few monetary policy meetings, the Reserve Bank of India (RBI) and the US Fed have maintained a status quo on interest rates. Throughout most of 2022-23, most central banks increased interest rates to combat high inflation.

Ten Important Features Of Your Health Insurance Policy

Health insurance isn’t just a safety net—it’s a necessity! From pre-existing conditions and waiting periods to claim settlement ratios and sub-limits, knowing your policy inside out can save you from unexpected financial burdens. Choose wisely and ensure your coverage meets your family’s needs!

Hands analyzing charts with text overlay on derisking in mutual funds to protect your portfolio – FinEdge
De-risking of Mutual Funds: Protecting Your Portfolio Before Life Goals

When you are close to achieving an important financial milestone, whether it’s retirement, your child’s education, or buying a home, your biggest risk is a sudden market downturn. Years of disciplined investing could be undone by short-term volatility at the last stretch. This is where the de-risking of mutual funds becomes crucial.

Young woman researching investment strategies on a laptop, with text overlay 'Mistakes Indian Investors Should Avoid in 2025: A Practical Guide' and FinEdge logo on the desk
Mistakes Indian Investors Should Avoid in 2025: A Practical Guide

2024 revealed more about investor behavior than it did about the markets. With over 39 lakh SIPs discontinued, rising losses from trend chasing, and a boom in social media-led advice, the year underscored a hard truth: poor behavior causes more damage than volatility ever could. As we look to 2025, it’s critical to pause, reflect, and recalibrate. This guide highlights the key mistakes Indian investors should avoid in 2025, based on the lessons of the past year — so you can invest with greater clarity, confidence, and discipline.

Hand holding a red umbrella over stacked coins symbolizing protection and efficient investment risk management
How to Manage Investment Risk Efficiently

“The biggest risk is not taking any risk” is a famous quote by Mark Zuckerberg. The same applies to the investing world also. Some investors play safe and invest all their savings in low-risk options like bank fixed deposits, Government securities, etc. But, after factoring in taxation, the returns may not even be able to beat inflation. So, you run the risk of negative returns. Hence, it is recommended that you take risk by investing in equity mutual funds and mitigate/manage the risks using various risk management strategies. In this article, we will understand how to manage investment risk in mutual funds using various strategies.

Alternative Investments Are Booming: Be Aware of the Risks Before Investing

In the last few years, some fintechs have brought alternative investments within the reach of retail investors. Earlier, these opportunities were limited to specific investors like corporates, HNIs, family offices, etc. As alternative investments are accessible to retail investors, they have become popular in the last few years, and continue to grow at a fast pace. Before taking the plunge into alternative investments, retail investors should weigh the risks and rewards properly. So, what are some of the alternative investments available, and the risks that they carry?

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