Why Professionals in Kochi Need Expert Advice for Financial Planning

Kochi is a city where tradition and modern life come together. Known as the Queen of the Arabian Sea, Kochi is a city that effortlessly blends history, culture, and progress. With its beautiful backwaters and centuries-old spice markets, Kochi holds a charm that attracts visitors from all over the world.

But there’s more to Kochi than its scenic beauty and historic significance. As Kerala’s commercial capital, it has emerged as a hub for business and professional services. The city’s growth is further boosted by government initiatives like the Production Linked Incentive (PLI) scheme, driving industrial expansion and opening up new opportunities. With a unique mix of local flavors, modern infrastructure, and global influences, Kochi is a city where ambitions grow.

Why is FinEdge the best investment platform for the residents of Kochi

Why FinEdge | Customised Investment Plan | Best Financial Advisor

Why Financial Planning Matters

Imagine exploring Fort Kochi without a guide, you might miss out on the best experiences. Similarly, investing without a clear financial plan can leave you lost. Markets can be volatile, and global events can impact returns. The key to building wealth isn’t just investing, it’s investing with a clear roadmap personalized to your goals.

The best financial plan helps you:

• Stay Goal Focused: Instead of making panic-driven decisions when there is short-term volatility, a good process will ensure that you remain laser-focused on achieving your important financial goals, whether it is buying a car in 3 years or your retirement in 20 years.

• Beat Inflation: When it comes to planning for long-term goals like retirement or your child’s education, it is important to keep inflation in mind. A good financial plan will make sure you take informed risk, that is, follow a process that is customized to you and your risk capacity while beating inflation so you can achieve long-term goals.

• Discipline: A good financial plan will ensure that any investments you make will be a good fit to your overall goals and background, instead of being on an ad-hoc basis. This way you can have a disciplined financial journey.

The Importance of Expertise in Financial Planning

Investing is much like navigating the winding waterways of Kochi - knowledge makes all the difference. With countless financial options from equity and debt to bank accounts, expert guidance helps you make the right choices and avoid costly detours.

Here’s why expertise matters:

Personalization

Experts customize financial plans based on your goals and risk tolerance. For example, if you want to plan for your child’s education which is in 15 years, the approach you will have to follow will be different from someone who is planning to buy a car in 2 years.

Cut Through the Clutter

With countless financial products available, an expert helps you choose products that align best with your goals. Instead of falling into the FOMO trap, you will be on a disciplined journey to achieving your financial goals.

Client Centricity

The right advisor prioritizes your interests without sales targets or commission pressures. They ensure that every investment decision, whether choosing mutual funds or how much your SIP amount should be, is focused solely on your goals and financial well-being. 

Seamless Investing for NRIs from Kochi

According to a study by the Centre for Development Studies, around 2.2 million people from Kerala have migrated to other countries, making Keralalites well-integrated into the global economy. NRIs from Kochi often look for opportunities to invest back home. However, investing in India can be challenging, especially when dealing with complex documentation, understanding tax regulations, and finding trustworthy financial experts.

This is where our bionic platform Dreams into Action (DiA) makes a difference. DiA bridges the geographical gap by offering a digital platform that also provides access to human expertise, making it easy for NRIs to invest in India from anywhere in the world. It ensures hyper-customization to your specific needs, from retirement to buying your dream home. The investment managers collaborate with you at every step of the way, from defining goals to conducting portfolio reviews. They will also guide you through uncertain times.

This approach has already transformed thousands of lives. By integrating life goals into every investment decision, DiA ensures that each choice contributes meaningfully to the client’s future. This personalized, goal-centric method sets FinEdge apart, making it an excellent choice for NRIs.

Start Your Investment Journey in Kochi 

Just like Kochi’s rich heritage and promising future, your financial journey deserves a thoughtful investing process. With the right investment expert and Dreams into Action (DiA), you can turn aspirations into actionable plans and navigate market volatility with confidence. 

Start your journey today!

FAQS

I am an NRI, living in the Middle East, but I plan to move back to India when I retire. How can DiA help me plan my retirement in India?

DiA helps NRI investors create a personalized roadmap for achieving their financial goals, including planning for a comfortable retirement in India. The platform enables you to collaborate with an expert and follow an investing process that begins with understanding your background, your retirement requirements, and your time horizon, and then aligning your investments accordingly. Since the platform is tech-enabled, you can connect with your investment manager virtually. Additionally, you can complete onboarding, transactions, and compliance requirements effortlessly through DiA’s advanced tech features as well as get support for documentation tasks like KYC registration. 

What are the benefits of SIP in Mutual Funds?

SIPs in mutual funds allow you to invest a sum of money at regular intervals. This way, the financial burden of investing a large sum is reduced, and you can stay disciplined by investing regularly and consistently. These regular investments, whether monthly or quarterly, help average out the purchase price. In the long term, you benefit from compounding returns.

What is the minimum amount needed to start a SIP in mutual funds?

There is no fixed minimum amount; it depends on your goals and financial capacity. SIPs also allow you to start small and step up over time. For example, if you start by investing ₹10,000 monthly and step up by 10% annually, at a 13% rate of return, you can accumulate over ₹2 crores in 20 years.

*13% is an assumed rate of return, not guaranteed

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