Investing Insights

Net Asset Value (NAV) meaning and formula with rising coins growth arrows

What Is NAV in Mutual Fund? A Simple Guide to Understanding Net Asset Value

If you are trying to understand what NAV in mutual fund investing means, the answer is simple: NAV, or net asset value, represents the per-unit value of a mutual fund’s portfolio after deducting its liabilities. It tells you how much each unit you hold is worth at the end of a trading day. It does not indicate whether a fund is cheap, expensive, or better than another, it is simply a daily valuation measure.

ELSS funds tax saving illustration with calculator, lock-in concept and financial documents

ELSS Mutual Funds: A Simple Way to Save Tax and Build Long-Term Wealth

ELSS mutual funds help you save tax under Section 80C while participating in equity markets for long-term growth. With the shortest lock-in among 80C options and the flexibility of SIP investing, they can align tax efficiency with disciplined wealth creation. Used correctly, ELSS is not just a tax-saving tool, but a long-term investment strategy.

GIFT Nifty vs Nifty 50: Understanding the Key Differences

Many investors often hear terms like GIFT Nifty and Nifty 50 used interchangeably. However, they are not the same. While Nifty 50 represents India’s top 50 companies and reflects the health of the stock market, GIFT Nifty is a futures contract based on that index, designed to provide extended trading access especially for global participants. Understanding this distinction is essential before interpreting market signals.

How NAV works in mutual funds, explaining the common ₹10 NAV myth with a financial market visual

Are NFOs Cheaper at ₹10 NAV? Understanding the Mutual Fund Myth

Many investors believe that New Fund Offers (NFOs) are cheaper or promise higher returns simply because their Net Asset Value (NAV) starts at ₹10. This assumption, however, comes from confusing mutual funds with stock IPOs. Let’s understand why NAV does not determine mutual fund returns.

GIFT City explained as India’s global financial hub, highlighting its relevance for NRIs, foreign investors, and Indian markets

GIFT City Explained: What It Means for NRIs, Foreign Investors, and Indian Markets

GIFT City is India’s initiative to build a globally competitive financial hub within the country. Operating under an international regulatory framework, it allows global investors to access Indian markets while remaining under Indian oversight. This blog explains what GIFT City is and what it means for NRIs, foreign investors, and resident Indians.

Hybrid Long-Short SIFs blog cover showing a minimal financial illustration with the title ‘Hybrid Long-Short SIFs’ and subtitle ‘Role of Hybrid Long-Short SIFs in a Well-Structured Portfolio

The Role of Hybrid Long-Short SIFs in a Well-Structured Portfolio

As portfolios mature and financial goals move closer, the nature of investing gradually shifts, from maximising growth to preserving outcomes. Hybrid long-short SIFs are designed to support this transition by adding stability and balance at specific stages of the investment journey.

FAQs on Specialised Investment Funds (SIFs) What investors need to know before considering SIFs

Specialised Investment Funds (SIFs): Key FAQs Investors Should Understand

Specialised Investment Funds (SIFs) are the newest entrants in India’s investing space. With all the recent buzz, many investors are curious about what they mean for their portfolios. Below are answers to some of the most common and important questions around SIFs.

Blog cover showing a stock market chart with upward and downward trends, titled Navigating Market Volatility: 6 Ways to Navigate Market Volatility Without Losing Sight of Your Goals.

6 Ways to Navigate Market Volatility Without Losing Sight of Your Goals

Market volatility is uncomfortable, but it is not abnormal. What separates successful investors from anxious ones is not prediction it’s preparation, process, and perspective.

Best Investment Strategy for Long-Term Wealth Creation in 2026 and Beyond

Markets change every year, but sound investment principles rarely do. Volatility, uncertainty, and global events are constants not exceptions. The real challenge is building an investment strategy that works through all of them.

Dashboard displaying equity market charts and data visuals, illustrating risk in equity investing and how avoiding market risk can limit long-term growth.

When Playing It Safe Becomes Risky: Rethinking Risk in Equity Investing

Avoiding risk often feels prudent, especially when markets turn volatile. But in investing, staying away from equity entirely can quietly become the biggest risk of all.

Compound interest illustration showing stacked coins growing over time beside an hourglass, representing how compounding builds wealth in long-term investing and SIPs.

The Power of Compounding: How Small Investments Turn into Big Wealth

Compounding is the single most powerful force behind long-term wealth creation. It rewards patience, discipline, and consistency more than any short-term strategy ever can. If you want your investments to grow exponentially instead of linearly, compounding must be at the centre of your approach.

Regular Savings Plan: A Balanced Approach to Stability and Growth

Not every investment in a portfolio is meant to maximise returns. Some are meant to preserve capital, manage volatility, and provide predictability. A regular savings plan serves exactly this role. It is designed for investors who want a more measured approach where stability takes priority, and growth plays a supporting role rather than the lead.