Investing Insights

How RBI Rate Hikes impact your Mutual Fund investments

Rising interest rates directly impact mutual fund investments, particularly debt funds, as bond prices drop in a high-rate environment, leading to lower returns, especially for long-maturity funds. While equity funds may also see short-term declines due to higher corporate borrowing costs and reduced liquidity, investors are advised to stay focused on goal-based investing, avoid market timing, and maintain SIPs to benefit from long-term cost averaging.

Five Mutual Fund categories worth considering right now

Navigating the post-COVID investment landscape can be challenging, but choosing the right mutual fund categories can help you balance risk and returns. From low-risk Arbitrage Funds to high-growth Small-Cap Funds, this guide explores five fund categories suited to different risk appetites, helping you make informed investment decisions.

How FinEdge is leveraging Tech during the COVID-19 pandemic

In these challenging times, FinEdge has leveraged technology to continue delivering seamless financial advice. From automatic triggers and paperless transactions to centralized research dissemination and robust customer engagement, technology has enabled us to serve our clients efficiently, even amid the COVID-19 crisis.

Why you need a Financial Advisor - now more than ever!

History tells us that stocks tend to outperform all asset classes over the long-term. But while paper returns from equities and equity mutual funds remain strikingly impressive, the unfortunate reality is that few investors actually end up reaping their rewards to the fullest possible extent. More often than not, the reason for this dichotomy between published and actual returns is the lack of support of a qualified, competent and unconflicted Financial Advisor acting on your behalf.

3 Reasons Why You Should Say No to Endowment Plans

The fact that a whopping Rs. 30 lakh crores of our collective household savings are parked in insurance policies is a good enough indicator of our nation’s affinity for traditional (endowment) insurance plans! But are these complex sounding policies that look great prima facie, actually good investments or risk coverage tools? We believe not. Here are three good reasons why you should say a big NO to traditional insurance policies.

5 Mutual Fund Utilities That are Useful for Retirement Planning

Mutual funds offer a powerful toolkit for retirement planning, from SIP investments to systematic withdrawals. Features like SIP step-ups, insurance benefits, and STPs help you build and secure your retirement corpus efficiently. With the right strategy, you can ensure steady income and financial stability post-retirement.

3 Things All Mutual Fund SIP Investors Should Do Right Now

Mutual Fund SIPs require patience and understanding of market cycles to deliver long-term growth. Staying committed to your goals and avoiding knee-jerk reactions during market volatility will help you achieve greater returns. Stick to your SIP strategy, and let compound growth work its magic.

How Indexation Works in Debt Mutual Funds

Debt mutual funds, especially when held for more than three years, are not only a great low-risk alternative to fixed deposits but also offer significant tax advantages. By leveraging indexation, you can reduce your taxable profits, making debt funds a smart choice for long-term investors looking to maximize after-tax returns.

4 Facts About Debt Mutual Funds Every Investor Should Know

With returns from equity mutual funds disappointing investors in 2018, there’s been a renewed interest in their safer cousin – debt oriented mutual funds, of late. However, it rings true that most investors are misinformed about the nature of debt oriented mutual funds. To avoid buyer’s regret later, acquaint yourself with these five facts about them before you decide to invest.