Investing Insights

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Nominee vs Legal Heir: Who Has the Right to Your Mutual Funds?

SEBI has taken the important initiative of making people choose nomination for their mutual fund investments. Investors must either provide nomination details in the specified format or opt out of it with a prescribed declaration form. For existing assets, the deadline for nomination or opting out of it is 30th June 2024, post which the mutual fund folios will be frozen for debits.

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NASDAQ Mutual Funds Was One of the Best-Performing Indices in 2023 With 55% Returns. Should You Invest?

In 2023, the NASDAQ 100 Index gave stellar returns of 55%, making it one of the best-performing indices amongst major global indices. Looking at the 55% eye-popping returns in 2023, many Indian investors are looking at ways of investing in the NASDAQ out of sheer FOMO (Fear of Missing Out). They expect the outperformance to continue in 2024 and beyond.

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Fund Houses Are Launching NFOs: Are They Different From IPOs? Should Investors Invest in NFOs?

When stock markets are near or at all-time highs, along with IPOs from companies, you see a rush of NFOs from mutual fund houses. In May 2024, the HDFC Manufacturing Fund NFO raised a huge Rs. 9,563 crores.

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Should You Shift Every Year to Last Year’s Best-Performing Mutual Fund Schemes?

At the start of every calendar/financial year, most media houses, investment firms, etc., come out with the list of best-performing mutual funds in the year gone by. The list is presented in the order of returns. Some investors compare the returns of last year's best-performing mutual fund schemes to the schemes in their portfolio.

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Where Should You Invest if the BJP Government Comes to Power?

In the State Assembly elections concluded in November 2023, the BJP got a decisive majority in Madhya Pradesh, Rajasthan and Chhattisgarh. The party retained Madhya Pradesh while it wrested Chhattisgarh and Rajasthan from the Congress party.

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Transmission of Mutual Funds: Lost a Loved One? Here Is the Process to Claim Their Units

Coping with the emotional and financial pain of losing a loved one can be difficult. While you are overcoming the emotional pain, you have to deal with the deceased person's financial matters also at the same time.

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What Is Nomination? Why Should All Your Mutual Fund Investments Have It and How to Do It?

As an investor, you work hard all your life to invest towards your financial goals. You do that to ensure your family doesn't face any financial hardships in the event of your untimely death. But what if, after your death, your family members have to run around the AMC office(s), Court, and other Government offices to claim your assets?

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The Right Way to Invest: Keep it Simple, Stay Patient and Be Disciplined

For most Indians, financial freedom means having enough money to live life on your own terms. No need to depend on others or worry about costs for basic needs. Sounds like a dream, doesn't it? But it's achievable if you follow the right investment approach with discipline.

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How To Select The Right Mutual Funds For Long Term Goals

Mutual funds offer a compelling way to invest for long-term goals, leveraging professional management and diversification to potentially achieve significant returns. But with a vast array of options available, selecting the right mutual funds can feel daunting. This guide will equip you with the knowledge to confidently navigate the mutual fund landscape and choose investments aligned with your long-term aspirations.

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Small-Caps Are Correcting: Should Investors Be Worried? What Should They Do?

In the last few months, small-cap funds have been the most favoured segment of retail investors. Small-cap mutual fund schemes have been attracting a lot of fund inflows from retail investors. On 7th February 2024, the Nifty Smallcap 250 Index hit an all-time high of 15,489. Since then, the index has corrected a little over 10% as of March 2024. Some individual small-cap stocks that are a part of the index have corrected even more in the 15-25% range or higher. As a retail investor in small-cap mutual funds should you be worried about a further correction? What should you do? Let us discuss.

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Why the ‘Stress Test on Mid and Small Cap’ Funds Should Not Stress You Out

Looking at the high returns of mid and small-cap mutual fund schemes in the last one year, retail investors have been pouring big money into these schemes. Recently, SEBI and several market experts have been raising questions on the valuations of mid and small-caps and the froth building up.

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Factor-Based Funds: What Are They, and Should You Invest in Them?

Till about a few years back, investors could choose from either active or passive funds. The proponents of active funds say they have the flexibility of selecting stocks and the potential to generate alpha over the benchmark index. The proponents of passive funds say they are low-cost solutions for market returns, specifically as active funds will find it increasingly difficult to beat the benchmark index in future. But what if you could combine the benefits of active and passive funds in a single scheme? That is what factor-based funds offer. Recently, many AMCs have started offering factor-based funds. So, what are these and should you invest in them? Let us explore.