Investing Insights

Compound interest illustration showing stacked coins growing over time beside an hourglass, representing how compounding builds wealth in long-term investing and SIPs.

The Power of Compounding: How Small Investments Turn into Big Wealth

Compounding is the single most powerful force behind long-term wealth creation. It rewards patience, discipline, and consistency more than any short-term strategy ever can. If you want your investments to grow exponentially instead of linearly, compounding must be at the centre of your approach.

Regular Savings Plan: A Balanced Approach to Stability and Growth

Not every investment in a portfolio is meant to maximise returns. Some are meant to preserve capital, manage volatility, and provide predictability. A regular savings plan serves exactly this role. It is designed for investors who want a more measured approach where stability takes priority, and growth plays a supporting role rather than the lead.

Gen Z investing concept highlighting small lifestyle changes to start investing early

From Coffee to Crorepati: Small Lifestyle Tweaks Gen Z Can Make to Start Investing Early

Gen Z is often told to “stop buying coffee” if they want to invest. But that misses the point. Building wealth isn’t about sacrificing everything you enjoy. It’s about understanding how small, everyday decisions shape long-term habits. Starting early even with modest amounts can quietly make a meaningful difference over time.

Chart illustrating why comparing investment returns without context can be misleading

Why Comparing Investment Returns Can Be Misleading

At some point, most investors have compared their investment returns with a friend, a colleague, or a number they saw online and wondered why their outcomes looked different. While this instinct is natural, return comparisons are often incomplete and, in many cases, misleading. Understanding why returns differ is far more important than comparing the numbers themselves.

CAGR vs XIRR vs absolute return comparison illustrating investment return concepts

CAGR vs XIRR vs Absolute Return: Understanding Which Return Really Matters

When reviewing investment performance, investors often come across multiple return figures absolute return, CAGR, and XIRR. While these numbers may appear similar, they measure performance very differently. Understanding what each metric represents, and when to use it, is essential for making informed investment decisions and setting realistic expectations.

Learn the key habits that help you use credit cards wisely and avoid long-term debt traps.

Responsible Credit Card Usage: Three Principles Every Consumer Should Follow

Credit cards are powerful financial tools when used correctly, offering convenience, rewards, and short-term liquidity. But when used without discipline, they can quickly turn into high-interest liabilities. Understanding a few essential principles can help you manage your cards responsibly, maintain a strong credit score, and avoid stress caused by compounding debt.

Types of Debt Funds in India

Debt funds in India offer something for everyone, from overnight investors to those with long-term goals. Knowing the types of debt funds can help you align your choices with your financial plan.

Visual showing financial documents, currency notes, and a calculator, representing the process of selecting the best mutual funds through informed and goal-based investing.

Top Mutual Funds 2025: Why Chasing Returns Doesn’t Build Wealth

Each year, investors search for the “best mutual funds to invest in,” hoping to replicate past success. Yet, data shows that chasing last year’s winners rarely leads to wealth creation. True success lies in discipline, patience, and following a process, not prediction.

Visual illustrating direct mutual funds concept, highlighting cost saving and goal achievement in smart investing decisions.

All About Direct Mutual Funds: Cost Saving or Goal Achievement?

Direct mutual funds promise cost savings, but investing isn’t just about expenses. Here’s how to know when going direct truly supports your long-term goals.

A forklift lifting boxes labeled with financial terms like 'Wealth Management', 'Stocks', 'Retirement', and 'Mutual Funds', with text overlay that reads 'ETFs vs Index Funds: What’s the Difference and Which One Should You Choose?'”

ETFs vs Index Funds: What’s the Difference and Which One Should You Choose?

When exploring passive investing options, most investors come across two common vehicles: ETFs and index funds. But what’s the actual difference between the two? And more importantly, which one is right for you? In this blog, we’ll break down the nuances of etf vs index fund—their structure, benefits, and how you can invest in each—so you can make a more informed choice aligned with your financial goals.

Understanding Debt and Equity Funds: Key Differences and Benefits

Investors can choose from different types of mutual funds depending on factors like investment time horizon, return expectation, lock-in period, taxation, risk involved, etc. You can look at equity funds for growth and debt funds for stability. In this article, we will understand what are equity funds and debt funds, the difference between equity and debt mutual funds, and things to consider before choosing these funds.

Visual comparison of ETFs versus Index Funds highlighting key differences for passive investing choices

ETFs Versus Index Funds: What Are the Differences, and Which One Should You Choose?

In the last few years, there has been a rise in passive investing due to factors like diversification, low costs, wide availability and choice of passive funds, ease of investing, etc. When it comes to passive investing, there are two ways of doing it. Exchange traded funds (ETFs) and index funds. In this article, we will understand what are ETFs and index funds, the differences, and which one you should choose.