The Latest Blogs on Mutual Funds | Investing Insights

Investing Insights

Stacked coins with bar chart overlay and text “What Are Small-Cap Funds? Here’s a clear look at how they work” with FinEdge branding.

What Are Small-Cap Funds? Risks, Returns, and Should You Invest?

Small-cap funds are known for their ability to deliver extraordinary returns over time. But with high growth potential comes equally high risk. Here’s a clear look at how they work, their pros and cons, and whether you should invest in them.

Business professional placing coins in a piggy bank with text “Mutual Funds vs FDs – Which One Gives You Better Returns?” highlighting investment comparison.

Mutual Fund vs. Fixed Deposit Returns Over 10 Years: The Data Speaks

Fixed deposits promise safety and certainty, while mutual funds offer growth and wealth creation. But when you look at 10 years of data, the difference in outcomes is striking, especially once inflation and taxes are considered.

FinEdge banner on investing a lump sum smartly with STPs, showing upward growth chart and wealth-building concept.

How to Invest a Lump Sum Amount Smartly: A Goal-Based STP Approach

A sudden lump sum can feel overwhelming; STPs help you invest it smartly, reduce risk, and align it with your goals.

Understanding Debt and Equity Funds: Key Differences and Benefits

Investors can choose from different types of mutual funds depending on factors like investment time horizon, return expectation, lock-in period, taxation, risk involved, etc. You can look at equity funds for growth and debt funds for stability. In this article, we will understand what are equity funds and debt funds, the difference between equity and debt mutual funds, and things to consider before choosing these funds.

Visual comparison of ETFs versus Index Funds highlighting key differences for passive investing choices

ETFs Versus Index Funds: What Are the Differences, and Which One Should You Choose?

In the last few years, there has been a rise in passive investing due to factors like diversification, low costs, wide availability and choice of passive funds, ease of investing, etc. When it comes to passive investing, there are two ways of doing it. Exchange traded funds (ETFs) and index funds. In this article, we will understand what are ETFs and index funds, the differences, and which one you should choose.

Text-based graphic asking “What is NFO in Mutual Fund?” with a large question mark, designed to introduce and explain the concept of New Fund Offers (NFOs) in mutual funds to investors.

Fund Houses Are Launching NFOs: Are They Different From IPOs? Should Investors Invest in NFOs?

When stock markets are near or at all-time highs, along with IPOs from companies, you see a rush of NFOs from mutual fund houses. In May 2024, the HDFC Manufacturing Fund NFO raised a huge Rs. 9,563 crores.

Illustration symbolizing mutual funds with interconnected investor icons and a dollar symbol, representing the collective nature of fund investing—used to question whether chasing last year’s top-performing mutual fund schemes is a wise strategy.

Should You Shift Every Year to Last Year’s Best-Performing Mutual Fund Schemes?

At the start of every calendar/financial year, most media houses, investment firms, etc., come out with the list of best-performing mutual funds in the year gone by. The list is presented in the order of returns. Some investors compare the returns of last year's best-performing mutual fund schemes to the schemes in their portfolio.

Hand pointing to a location on a white cutout map of India, suggesting focus on regional investment decisions.

Where Should You Invest if the BJP Government Comes to Power?

In the State Assembly elections concluded in November 2023, the BJP got a decisive majority in Madhya Pradesh, Rajasthan and Chhattisgarh. The party retained Madhya Pradesh while it wrested Chhattisgarh and Rajasthan from the Congress party.

Two individuals signing legal documents at a desk with law books, a gavel, and scales of justice—symbolizing legal matters concerning nominee versus legal heir rights in mutual funds.

Nominee vs Legal Heir: Who Has the Right to Your Mutual Funds?

SEBI has taken the important initiative of making people choose nomination for their mutual fund investments. Investors must either provide nomination details in the specified format or opt out of it with a prescribed declaration form. For existing assets, the deadline for nomination or opting out of it is 30th June 2024, post which the mutual fund folios will be frozen for debits.

Person calculating finances with stacked coins, a piggy bank, and paperwork on the table—representing the process of mutual fund transmission after the loss of a loved one.

Transmission of Mutual Funds: Lost a Loved One? Here Is the Process to Claim Their Units

Coping with the emotional and financial pain of losing a loved one can be difficult. While you are overcoming the emotional pain, you have to deal with the deceased person's financial matters also at the same time.

Stacks of coins and rolled-up Indian currency notes placed beside a pink signboard that reads

What Is Nomination? Why Should All Your Mutual Fund Investments Have It and How to Do It?

As an investor, you work hard all your life to invest towards your financial goals. You do that to ensure your family doesn't face any financial hardships in the event of your untimely death. But what if, after your death, your family members have to run around the AMC office(s), Court, and other Government offices to claim your assets?

The Right Way to Invest: Keep it Simple, Stay Patient and Be Disciplined

For most Indians, financial freedom means having enough money to live life on your own terms. No need to depend on others or worry about costs for basic needs. Sounds like a dream, doesn't it? But it's achievable if you follow the right investment approach with discipline.