Industry VoiceContributed to FinEdge
Long-Term Investing: Why the Right Behaviour Matters More Than the Best Product
Kalpen Parekh
MD & CEO, DSP Mutual Fund
FinEdge Insights
Investment Insights & Guides
Guides, expert perspectives and practical frameworks to help you understand the investment decisions that matter.
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Architecture
Browse by investing system
The same library, organised by the investing decision it belongs to. Categories and article URLs are unchanged.
SIF Investing in Insights
Go to the SIF Investing gateway- Should You Invest in SIFs? A Portfolio-Fit Decision Guide
- What Role Can a Hybrid Long-Short SIF Play in a Portfolio?
- SIF vs Mutual Fund: What Is the Difference?
- Specialised Investment Funds (SIFs): Key FAQs Investors Should Understand
- Who Should Consider SIFs And Who Should Avoid Them?
- Which Is the Best SIF to Invest in India?
- How Do Long-Short SIFs Work?
- How to Read a SIF ISID, Risk Band and Scenario Analysis
- How Should You Review a SIF After Investing?
- How Should You Compare SIF Performance and Returns?
- SIF Rules in India: Minimum Investment, Taxation, Liquidity & Costs
- SIF vs PMS vs AIF: Which Is Better for Investors in India?
Start here
Explore by Investment Topic
Start with the subject that matters to you. Each path connects you to FinEdge's deeper guides, tools and specialist insights.
Retirement Planning
Work out the corpus, the contribution and the income sequence that a real retirement needs.
SIF Investing
Understand Specialised Investment Funds, their rules and whether they have a role at all.
Mutual Funds
How funds are selected, structured and held so a portfolio keeps doing its intended work.
NRI Investing
Investing in India from outside India — accounts, taxation and long-term structure.
Goal-Based Investing
Linking every investment to a defined goal, time horizon and required rate of return.
Portfolio Review
Checking whether an existing portfolio still matches the goals it was built for.
Durable answers
Definitive Guides
Start with the FinEdge resources designed to answer the most important investing questions in depth.
Definitive GuideRetirement Planning
How Much Money Do You Need to Retire?
The complete method for arriving at a retirement number you can actually plan against.
Read the guideDefinitive GuideRetirement Planning
Retirement Planning in India: The Step-by-Step Sequence
The order in which retirement decisions should be taken, from corpus to contribution to review.
Read the guideDefinitive GuideRetirement Planning
Where to Invest Your Retirement Corpus
How an accumulated corpus should be structured once it has to produce income.
Read the guideDefinitive GuideSIF Investing
What Are the Different Types of SIFs in India?
The SIF strategy categories, what separates them and how to read one against another.
Read the guideDefinitive GuideSIF Investing
SIF Rules, Taxation and Liquidity in India
The regulatory framework, tax treatment and redemption mechanics an investor has to accept.
Read the guideDefinitive GuideSIF Investing
SIF vs Mutual Fund: What Is the Difference?
Where a Specialised Investment Fund genuinely differs from a mutual fund, and where it does not.
Read the guideDecide with clarity
Better Investing Decisions
Some investing questions are not about products. They are about how to decide, whom to trust and what kind of help fits. Explore FinEdge frameworks for choosing, comparing and acting with more clarity.
- Choosing Guidance & Investing Models
Looking for a financial advisor in India?
How FinEdge works with investors across India, and what kind of help actually fits.
- Choosing Guidance & Investing Models
How should you select a financial advisor?
A decision framework for judging capability, process and accountability.
- Choosing Guidance & Investing Models
Financial planner vs financial advisor: what is the difference?
What each role does, how they are regulated and which one your question needs.
- Choosing Guidance & Investing Models
Robo-advisor or human guidance: which model fits you?
Where automation works well, and where investor behaviour still needs a person.
- Retirement Planning
Is early retirement really feasible?
What retiring early actually demands of the corpus and the withdrawal plan.
- Retirement Planning
EPF vs NPS: should you switch?
Comparing the two on returns, flexibility, taxation and the role each plays.
- Mutual Funds
How many mutual funds should you hold?
Why the answer follows from goals, portfolio roles and overlap — not a fixed number.
- SIF Investing
SIF vs PMS vs AIF: which suits an investor in India?
Minimums, structure, oversight and access compared across the three vehicles.
- SIF Investing
Which is the best SIF to invest in India?
A selection framework for judging a SIF, rather than a ranking to copy.
- NRI Investing
How should NRIs plan retirement in India?
Planning a return, currency exposure and where the retirement corpus should sit.
External expertise
Voices from the Industry
Perspectives contributed to FinEdge by leaders and experts across the investment industry.
Industry VoiceContributed to FinEdge
India’s Decade: Investing with Conviction in a High-Trust Market
Avinash Satwalekar
President, Franklin Templeton India
Industry VoiceContributed to FinEdge
Women, Wealth and Wisdom: Rethinking Financial Inclusion in the Age of Investing
Radhika Gupta
MD & CEO, Edelweiss Mutual Fund
Put it in numbers
Tools & Calculators
Put the decision into numbers with FinEdge calculators and practical tools.
Calculator
Open tool Retirement Calculator
Size the corpus your retirement needs and the SIP that gets you there.
Calculator
Open tool SIP Calculator
See what a monthly SIP could accumulate over your investment horizon.
Calculator
Open tool Step-Up SIP Calculator
Model an SIP that rises with your income instead of staying flat.
Calculator
Open tool SIF Portfolio Fit Check
Test whether a Specialised Investment Fund has any role in your portfolio.
Recent
Latest from FinEdge
Recent articles and current thinking from the FinEdge editorial team.
Mutual Funds
Why Long-Term SIP Investing Works Better When It Is Linked to Real Goals
Goal-based SIPs help investors stay disciplined through market volatility. Purpose drives the behaviour that compounds long-term wealth.
Mutual Funds
The Right Way to Think About Personal Finance Decisions
Personal finance is less about products and more about clarity. The mindset that makes every money decision easier.
Investing Behaviour
Investing Biases: Emotional Investing Mistakes to Avoid
Behavioural biases quietly shape investing outcomes. Recognising them is the foundation of disciplined, long-term wealth creation.
Technology & Investing
AI and Human Expertise in Investing: Why Balance Matters
Technology brings speed and scale, but human judgment anchors long-term planning. The right balance drives better outcomes.
Mutual Funds
Core vs Satellite Investing: Understanding the Difference
A core-and-satellite approach blends stability with opportunity. How to structure a portfolio and avoid common mistakes.
Technology & Investing
Tech-Enabled Investing in India: How FinEdge's Dreams into Action Platform Stands Apart
Technology has made investing convenient, but long-term wealth creation still needs expert-led, goal-focused support.
Full archive
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Video insights
Short explainers on investor behaviour, goal-based investing and how FinEdge works.
